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| No Tier Account |
| Minimum balance to open: |
$25.00 |
| Minimum balance to avoid fees: |
$100.00 |
| Service Charge: |
$7.00 (if balance falls below $100) |
| Prime Free Checking |
| Minimum balance to open: |
$25.00 |
| Direct Deposit Required |
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| Free Internet Banking & Online Bill Pay |
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| Personal Checking Account |
| Minimum balance to open: |
$25.00 |
| Minimum balance to avoid fees: |
See requirements below |
| Service Charge: |
$5.00* if minimum balance is $0.00 - $99.99
$4.00* if minimum balance is $100.00 - $299.99
$3.00* if minimum balance is $300.00 - $499.00
$2.00* if minimum balance is $500.00 - $699.99
No charge if minimum balance is $700.00 and above
*Plus $0.22 per debit (withdrawal, check paid, automatic transfer or payment)
Fees waived for full-time students, senior citizens (50 years of age and over), churches, or non-profit organizations.
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| BB Club Account |
| Minimum balance to open: |
$25.00 |
| Minimum balance to avoid fees: |
N/A |
| Service Charge: |
$7.00 for $10,000 accidental death insurance coverage
$9.00 for $30,000 accidental death insurance coverage |
| Additional Benefit: |
Free club checks, Travelers Checks, and 3 free Money Orders per month |
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| Senior Bonus Banking Account |
| Minimum balance to open: |
$25.00 |
| Minimum balance to avoid fees: |
$100.00 |
| Service Charge: |
$7.00* for $10,000 accidental death insurance coverage
$9.00* for $30,000 accidental death insurance coverage
*Plus $5.00 if balance falls below $100
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| Interest: |
Compounded every month, credited every month. Must maintain $100 balance to obtain the disclosed annual percentage yield.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal account each day.
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| Prime Account |
| Minimum balance to open: |
$1,000.00 |
| Minimum balance to avoid fees: |
$1,000.00 |
| Service Charge: |
$10.00 (if balance falls below $1,000.00)
*Plus $0.22 for each debit transaction (withdrawal, check paid, automatic transfer or payment). This fee will not apply if $1,000 minimum balance is maintained.
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| Interest: |
Compounded every month, credited every month. Must maintain a $1,000 balance to obtain the disclosed annual percentage yield.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
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| Additional Benefit: |
Free Econo checks. |
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| Prime Senior Account (50 and over) |
| Minimum balance to open: |
$25.00 |
| Minimum balance to avoid fees: |
N/A |
| Interest: |
Compounded every month, credited every month.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
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| Additional Benefit: |
Free Econo checks. |
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| Bonus Bearing Account |
| Minimum balance to open: |
$1,000.00 |
| Minimum balance to avoid fees: |
$1,000.00 |
| Service Charge: |
$10.00* (if balance falls below $1,000)
*Plus $0.22 for each debit transaction (withdrawal, check paid, automatic transfer or payment). This fee will not apply if $1000 minimum balance is maintained.
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| Interest: |
Compounded every month, credited every month. Must maintain a $1,000 balance to obtain the disclosed annual percentage yield.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
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| Hi-Fi Personal Account |
| Minimum balance to open: |
$2,500.00 |
| Minimum balance to avoid fees: |
$2,500.00 |
| Service Charge: |
$10.00 (if balance falls below $2,500) |
| Interest: |
Compounded every month, credited every month.
Must maintain a $2,500 balance to obtain the disclosed annual percentage yield.
We use daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. |
| Transaction Limitations: |
Transaction from this account to another account or to third parties by preauthorization, automatic, or telephone transfers are limited to six per statement cycle with no more than three by check, draft or similar order to third parties. |
| Excessive Withdrawal Fee: |
$5.00 for each third party check in excess of three per month |
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