Minimum balance to open:

$1,000.00

Minimum balance to avoid fees:

$1,000.00

Service Charge:

$10.00* (if balance falls below $1,000)

*Plus $0.22 for each debit transaction (withdrawal, check paid, automatic transfer or payment). This fee will not apply if $1000 minimum balance is maintained.

Interest:

Compounded every month, credited every month. Must maintain a $1,000 balance to obtain the disclosed annual percentage yield.

We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.