Hi-Fi Personal

Minimum balance to open:

$2,500.00

Minimum balance to avoid fees:

$2,500.00

Service Charge:

$10.00 (if balance falls below $2,500)

Interest:

Compounded every month, credited every month.

Must maintain a $2,500 balance to obtain the disclosed annual percentage yield.

We use daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Transaction Limitations:

The account holder is allowed to make no more than six transfers and withdrawals to another account of the depositor or third party by means of a preauthorized transfer, automatic transfer, check, draft, debit card, or similar order per month.

Excessive Withdrawal Fee:

$5.00 for each check in excess of three per month