Christmas Club


Compounded and paid annually.

We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.


Transaction Limitations:

Transactions from this account to third parties by preauthorization, automatic, or telephone transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties.

This account may be closed if any withdrawal is made from this account before November 15.


Closing an Account:

If you close your account before interest is credited, you will not receive the accrued interest.