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| Statement Savings |
| Minimum balance to open: |
$25.00 |
| Minimum balance to avoid fees: |
$100.00 |
| Service Charge: |
$3.00 per quarter if balance is less than $100 |
| Interest: |
Compounded quarterly, credited every quarter.
We use the daily balance method to
calculate the interest on your account. This method applies a daily periodic rate to the
principal in the account each day.
|
| Transaction Limitations: |
Transactions from this account to another account or to third parties by
preauthorization, automatic, or telephone transfer are limited to six per month with no
transfers by check, draft, debit card or similar order to third parties. |
| Excessive Withdrawal Fee: |
$1.00 for each debit transaction in excess of three per quarter |
| Closing an Account: |
If you close your account before interest is credited, you will not
receive the accrued interest. |
| "Moola Moola" Children's Savings |
| Minimum balance to open: |
$25.00 |
| Minimum balance to avoid fees: |
N/A |
| Service Charge: |
N/A |
| Interest: |
Compounded quarterly, credited every quarter.
We use the daily balance method to
calculate the interest on your account. This method applies a daily periodic rate to the
principal in the account each day.
|
| Transaction Limitations: |
Transactions from this account to another account or to third parties by telephone
transfer are limited to six per month with no transfers by check, draft, debit card or
similar order to third parties. |
| Excessive Withdrawal Fee: |
$1.00 for each debit transaction in excess of three per quarter |
| Closing an Account: |
If you close your account before interest is credited, you will not
receive the accrued interest. |
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| Christmas Club |
| Minimum Weekly Deposit: |
$1.00 (You chose the amount of the deposit within limits we set.) |
| Interest: |
Compounded and paid annually.
We use the daily balance method to calculate the interest on your
account. This method applies a daily periodic rate to the principal in
the account each day.
This account may be closed if any withdrawal is made from this account
before November 15. |
| Closing an Account: |
If you close your account before interest is credited, you will not
receive the accrued interest. |
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