Home Equity Loans

When you need funds to cover unexpected or major expenses, look no further than the equity built in your home.

Key Features

  • Prime Rates
  • Flexible Terms
  • Fast Processing
  • Local Service
  • Competitive rates for several short-term or one-time needs:
    • Major life events
    • Medical emergencies
    • Debt consolidation
    • And much more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible1
  • Fast decision-making and processing from locals you can trust
  • Fair, compassionate service throughout the process
  • Home Equity (variable-rate lines) for several ongoing or seasonal needs:
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily available via check or loan advance
  • The interest paid might be tax deductible1
  • Set up automatic payments to be deducted from your account monthly
  • Fast decision-making and processing from locals you can trust
  • Fair, compassionate service throughout the process

1Consult a tax advisor.

Mission:

Make a positive impact on the communities we serve through offering creative solutions.

Vision:

To be a dynamic organization passionately committed to making tomorrow better than today for our employees, customers, and communities we serve.

Core Values:

  • SERVICE — We honor and give back to our communities and believe it is important for us to be philanthropic, giving of our time, resources and expertise where it is most needed.
  • FLEXIBILITY — We offer dynamic financial products to meet our customers' unique needs.
  • RESPONSIVENESS — We are committed to a timely personal response to our customers.
  • COMMITMENT — Our employees, our customers and our communities are our priority.
  • COMPASSION — We are always there to help our customers and colleagues as they face the inevitable challenges in their lives.

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