Buying a home can be scary. With lenders that take the time to know your dreams, it won’t be. See us when it’s time to come home.
Key Features
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Prime Rates
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Flexible Terms
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Fast Processing
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Local Service
Details
- Competitively low rates coupled with one on one guidance from an experienced loan officer
- Customized loan solutions for your new home purchase, rate and term refinance or cash out refinance transactions
- Available for primary residence, second homes and investment properties
- A wide range of terms customized to your unique situation including in-house loan options
- A wide range of financing programs available:
- Conventional and Jumbo fixed rate loans with terms of 10 to 30 years
- Adjustable rate mortgages (ARMs) for conventional and Jumbo loans
- USDA Rural Housing Loans
- FHA Loans
- VA Loans
- VA Jumbo Loans
- First-time homebuyer specials
- Jumbo and special mortgages
- One time close Construction/Perm Loans
- Helpful loan advisors with working knowledge of the local real estate market
- Refinance your current home to potentially lower your rate
- Fast decision-making and processing from locals you can trust
- Fair, compassionate service throughout the process
Beginning the Application Process
Let’s Get Things Started
Ensuring your experience is seamless from the start, we have provided a list of information you will need to complete your application.
Personal Information
- Full Name
- Social Security Number
- Date of Birth
Residential History (two years)
Employment and Income History
- Paycheck stub for the last 30 days
- W2s and Tax Returns (2 years)
Personal Assets (past two months)
- Bank account statements from previous two months
- CDs, IRAs, stock, bonds or other securities intended for down payment use
Personal Debit
- Any debt not listed on Credit Report
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Meet Your Mortgage Lender

Patti Hayes
Mortgage Loan Processor/Mortgage Loan Originator/AVP
Phone: O: 912-530-7418, C: 912-294-2436
Email: [email protected]
NMLS# 797019

Pam K. Jackson
Mortgage Loan Processor/AVP
Phone: O: 912-530-7418, C: 912-532-9380
Email: [email protected]
NMLS# 1415473