Home Mortgage Loans

• Competitively low rates coupled with one on one guidance from an experienced loan officer
• Customized loan solutions for your new home purchase, rate and term refinance or cash out refinance transactions
• Available for primary residence, second homes and investment properties
• A wide range of terms customized to your unique situation including in-house loan options
• A wide range of financing programs available:
  • Conventional and Jumbo fixed rate loans with terms of 10 to 30 years
  • Adjustable rate mortgages (ARMs) for conventional and Jumbo loans
  • USDA Rural Housing Loans
  • FHA Loans
  • VA Loans
  • VA Jumbo Loans
  • First-time homebuyer specials
  • Jumbo and special mortgages
  • One time close Construction/Perm Loans
• Helpful loan advisors with working knowledge of the local real estate market
• Refinance your current home to potentially lower your rate
• Fast decision-making and processing from locals you can trust
• Fair, compassionate service throughout the process

Let’s Get Things Started

Ensuring your experience is seamless from the start, we have provided a list of information you will need to complete your application. 

Personal Information 

• Full Name
• Social Security Number
• Date of Birth 

Residential History (two years) 

Employment and Income History 

• Paycheck stub for the last 30 days
• W2s and Tax Returns (2 years) 

Personal Assets (past two months)

• Bank account statements from previous two months
• CDs, IRAs, stock, bonds or other securities intended for down payment use 

Personal Debit 

• Any debt not listed on Credit Report