Not all cash back checking accounts are created equal. With Kasasa Cash Back®, you don't have to collect thousands of points to exchange for prizes. Get real cash back in your account each month to use for whatever you want just for doing a few easy banking basics!
You'll also receive nationwide ATM withdrawal fee refunds,* and if you want even more, you can link your Kasasa Cash Back account to Kasasa Saver® for automatic savings. Discover Kasasa®, and open your account online today.
- Free checking that pays you back
- 3.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $300 in purchases monthly
- Earn up to $108 cash back per year, $9 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- No monthly service charge
- No minimum balance to earn rewards
- Free online banking
- Free online bill pay
- Free E-statements
- Free mobile banking with mobile deposit
- Free Mastercard® debit card
- Unlimited check writing
- $100 minimum deposit to open
Hassle-Free Ways to Earn Your Rewards
Qualifying for your Kasasa® rewards is so easy, you're probably already doing it! To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive E-statements
- Be enrolled in and log into online banking and/or mobile banking
Easy, right? Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month!
Qualifications Information: To earn your rewards just do the following transactions and activities in your KASASA Cash account during each Monthly Qualification Cycle:
- Have at least 12 Point Of Sale debit card purchases post and settle
- Be enrolled in and agree to receive e-statements
- Be enrolled in and login to online and/or mobile banking
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 3.00% cash back on up to a total of $300 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $9 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly at least 12 Point of Sale Transactions, login to online/mobile banking, receipt of electronic statements are required to meet the account’s qualifications. Limit  account per [social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.