Make your free Kasasa Cash® or Kasasa Cash Back® checking account even better by linking it to a sidekick account! Kasasa Saver® allows you to save more every month, automatically and effortlessly.

Here's how it works: each monthly qualification cycle you qualify, the interest and ATM withdrawal fee refunds from your Kasasa Cash or Kasasa Cash Back account are automatically transferred into Kasasa Saver. Plus, your Saver balance earns a high interest rate too. Just meet the qualifications for Kasasa Cash or Kasasa Cash Back and watch your savings grow.

Summary
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.50% APY* on balances up to $10,000
  • 0.50% to 0.35% APY on balances over $10,000 depending on balance in account*
  • 0.01% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No monthly service charge
  • No minimum balance to earn rewards
  • Free online banking
  • Free E-statements
  • Free mobile banking
  • $100 minimum deposit to open

Hassle-Free Ways to Earn Your Rewards

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive E-statements
  • Be enrolled in and log into online banking and/or mobile banking

So easy! Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.

Qualifications Information: To earn your rewards just do the following transactions and activities in your KASASA Cash account during each Monthly Qualification Cycle: 

  • Have at least 12 Point Of Sale debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and login to online and/or mobile banking

*Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Daily balances up to $10,000 receive APY of 0.50%; and daily balances over $10,000 earn 0.35% APY on the portion of balance over $10,000, resulting in a range from 0.35% to 0.50% APY depending on the account’s balance. Kasasa Cash: Balances up to $10,000 receive a non-compounding APY* of 2.00%; and balances over $10,000 earn 0.50% APY on the portion of balance over $10,000, resulting in a non-compounding range from 0.50% to 2.00% APY* depending on the account’s balance. Kasasa Cash Back: 3.00% cash back on up to a total of $300 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $9 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash or Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.01% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.01 %. Kasasa Cash Back: No cash back payments are made. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 01/25/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. 

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly at least 12 Point of Sale Transactions, login to online/mobile banking and receipt of electronic statements are required to meet the account’s qualifications. . Limit 1 account per social security number A account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. KasasaKasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.