If you need funds to cover unexpected or major expenses — from home repairs to medical emergencies — look no further than the equity built in your home. The experts at PrimeSouth Bank can help you turn it into a home equity loan to use for anything you need.

We also offer home equity lines of credit (HELOCs) to assist with ongoing needs. Make financing easy with competitive rates and quick decisions made locally.

Summary
  • Competitive rates for several short-term or one-time needs:
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible*
  • Local decision-making and processing at your hometown bank
  • Attentive, friendly service from start to finish
Home Equity Line of Credit (HELOC)
  • Competitive rates for several ongoing or seasonal needs:
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily available via check or loan advance
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Local decision-making and processing at your hometown bank
  • Attentive, friendly service from start to finish

*Consult a tax advisor.