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Privacy Policy

What does PrimeSouth do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account balances
  • Transaction history
  • Transaction or loss history
  • Credit history
  • Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons PrimeSouth Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:

  • For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. You cannot limit this type of sharing.
  • For our marketing purposes – to offer our products and services to you.  You cannot limit this type of sharing.
  • For joint marketing with other financial companies. You cannot limit this type of sharing.

Other reasons we can share your personal information, but choose not to at this time:

  • For our affiliates’ everyday business purposes – information about your transactions and experiences.
  • For our affiliates’ everyday business purposes – information about your creditworthiness.
  • For our affiliates to market to you.
  • For nonaffiliates to market to you.

Who we are:

Who is providing this notice?

PrimeSouth Bank

What we do:

How does PrimeSouth Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does PrimeSouth Bank collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Deposit money
  • Apply for a loan
  • Use your credit or debit card
  • Make deposits or withdrawals from your account

We also collect your personal information from others such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions:

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • PrimeSouth Bank does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • PrimeSouth Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • PrimeSouth Bank’s joint marketing partners include financial service companies.

Mission:

Make a positive impact on the commmunities we serve through offering creative solutions.

Vision:

To be a dynamic organization passionately committed to making tomorrow better than today for our employees, customers, and communities we serve.

Core Values:

  • SERVICE — We honor and give back to our communities and believe it is important for us to be philanthropic, giving of our time, resources and expertise where it is most needed.
  • FLEXIBILITY — We offer dynamic financial products to meet our customers' unique needs.
  • RESPONSIVENESS — We are committed to a timely personal response to our customers.
  • COMMITMENT — Our employees, our customers and our communities are our priority.
  • COMPASSION — We are always there to help our customers and colleagues as they face the inevitable challenges in their lives.