Prime Savings

Qualifications Information: To qualify for the Prime Savings higher rates, you must meet the following requirements during the monthly statement cycle:

• Have an Active Prime Rewards Checking or Prime Interest Checking account.
• e-statements: Be enrolled and receive your monthly account statement electronically.

This account can only be opened with a new or existing Prime Rewards Checking or Prime Interest Checking account.

Monthly Statement Cycle: Your Prime Interest Checking statement cycle begins on the first business day of each month and ends on the last business day of each month.

Interest/dividends and ATM fee reimbursements will be credited to your Prime Interest Checking account on the last day of statement cycle during which you qualified.

Limit 1 account per social security number/individual taxpayer identification number. 

If you close our Prime Rewards Checking or Prime Interest Checking account, we reserve the right to close your Prime Savings account or change to another savings product.

Rate Information: When your Prime Savings account qualifications are met during a monthly statement cycle, (1) Daily Balances up to $50,000 receive APY of 0.50%; and daily balances over $50,000 earn an APY of 0.35% on the portion of balance over $50,000, resulting in a range from 0.50% to 0.35% APY depending on the account’s balance. If you do not meet the eligibility requirements during the qualification cycle, the rate paid in your account on the entire balance will be 0.010% with an annual percentage yield of 0.01%.  APY = Annual Percentage Yield. APYs accurate as of 11/01/2022.  Rates and APYs are variable and may change any time after account is opened at our discretion. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account.  There are no recurring monthly service charges or fees to open or close this account. No transaction limitations apply to this account. There are no maximum or minimum interest rate limits for this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.