Personal Loans

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Home Mortgage Loans

  • Competitively low rates for home purchase, refinance or cash out refinance transactions
  • Available for primary residence, second homes, vacation homes or investment properties
  • Helpful loan advisors with working knowledge of the local real estate market

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Construction Loans

  • Competitively low rates for your home construction project
  • Available for primary residence or second home construction
  • Pay off interest quicker; payments are interest-only during construction phase

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Home Improvement Loans

  • Competitive rates for major home improvement projects
  • Repayment terms that accommodate your budget
  • Fast decision-making and processing from locals you can trust

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Home Equity Loans

  • Competitive rates for all kinds of needs
  • The existing equity in your home is used as collateral backing
  • Lump sum loans and lines of credit available

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Auto & Recreational Loans

  • Competitively low, fixed and variable rates on new or used vehicles
  • A wide range of terms customized to your unique situation
  • Refinance your current vehicle to potentially lower your rate

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Personal Term Loans

  • Competitive rates for a wide variety of personal needs
  • Repayment terms customized to fit your unique needs
  • Fair, compassionate service throughout the process

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Personal Lines of Credit

  • Competitive rates for several ongoing needs
  • Conveniently meet needs as they arise; no need to apply for separate installations
  • Funds easily available via automatic account transfers and in-person withdrawals

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Pre-Loan Disclosures

Mission:

Make a positive impact on the communities we serve through offering creative solutions.

Vision:

To be a dynamic organization passionately committed to making tomorrow better than today for our employees, customers, and communities we serve.

Core Values:

  • SERVICE — We honor and give back to our communities and believe it is important for us to be philanthropic, giving of our time, resources and expertise where it is most needed.
  • FLEXIBILITY — We offer dynamic financial products to meet our customers' unique needs.
  • RESPONSIVENESS — We are committed to a timely personal response to our customers.
  • COMMITMENT — Our employees, our customers and our communities are our priority.
  • COMPASSION — We are always there to help our customers and colleagues as they face the inevitable challenges in their lives.